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LRC and Associates

Helping people protect their assets and their independence for over 19 years.

LTCi (Long Term Care Insurance) helps people protect their assets, savings, their homes and their independence.  It also helps keep them from becoming a burden on their family.

If your clients only knew the potential disaster they were facing......60% chance of a $1 Million claim...

As insurance agents and brokers we owe it to our clients and prospects to make them aware of the disasterous potential claim they are looking at.

See Below:

A Little Common Sense.....

If you had a 60-75% chance of winning lotto would you play? 

If there was a 60-75% chance of rain would you bring your umbrella when you went shopping?

Of course you would!

Ok Then, if you have a 60-75% chance of a $1Million or more claim, shouldn't you get coverage?

 Of courseyou should!

LTCi Facts

  • You have about a one in 80 chance of ever using your homeowner's insurance, and a one in 40 chance of using your automobile insurance, but you have about a 60 percent chance that you're going to be in a nursing home after age 65......National Underwriter, May 10, 1999 
  • Sixty (60) percent of all Americans will need long-term health care at some point in their lives.....National Academy of Elder Law Attorneys, 1999
  • For a couple turning 65, there is a 75% chance that one of them will need long-term care....Wall Street Journal, 2000



Talk to your clients and prospects and make them aware of the potential for needing care and the amount of money that's on the line.


Looking for Group LTCi?  Click Here


 Talk to Ron about a case:


It's not all about the nursing home!  A good LTCi plan pays for Home Health Care also which may allow you to stay in your own home instead of a nursing home if you need care.  Talk to Ron about that!.

One of the best ways we can help you in this market is with a personal mini-webinar

You'll be glad you did!