Bulletin Board

• http://www.limra.com/ For AML (Anti-Money Laundering) Certification
• Medicare's Limiting Law In New York
• Medicare PART-D Info and Links
• Medicare Changes for 2010 Click Here for Medicare Guide
• NJ Partnership Continuing Education Requirement
• Remember the Positives
• Long Term Care IQ Test
• Long Distance Caregiving - LTC
• IRBA Background and Application
• Important Regulation 60 Notice and New York Insurance Dept Circular Letter
• LIMRA Anti-Money Laundering Bulletin

LTC Tax Guides (Agent's use only)

• 2009 LTC Tax Guide
• 2010 LTC Tax Guide
• 2011 LTC Tax Guide

LTC Underwriting-Questions to ask:

• Medical Condition 1: Diabetes
• Medical Condition 2: Depression
• Medical Condition 3: Osteoporosis

Medicare Supplement Sales Tips:

• Lower Medicare Supplement Premiums
• 2008 Medicare Deductibles and CoInsurance Amounts
• 2009 Medicare Deductibles and CoInsuance Amounts
• 2010 Medicare Deductibles and CoInsurance Amounts
• Medicare Enrollment Period Info. NEW
• 2010 Medicare Premiums NEW

Medicare Part-D Information and Links:

• CMS Part-D Site Open Enrollment Info
• Medicare Rights Center
• The Official U.S. Government Site for People with Medicare
• FirstUA Toll Free Part-D Dept.: 1-866-524-4171  - Note: Brokers cannot propose or sign-up clients for Part-D.  It must be handled directly by FUA's Part-D Dept.  Give your client the Part-D phone number and they will take care of it.  If there are any problems let us know and we will get it straightened out.

NEW JERSEY makes changes to
 
LTC Continuing Education
8 Hour Partnership Training Deadline

NOTE: In order to sell ANY LTCi in NJ, Partnership or otherwise, you will need to be certified.

Training Deadline:   

• If Licensed On or After 2/17/2009:  Training Required NOW

• If Licensed Before 2/17/2009: Training Required By 7/1/2009 

      
New Regulation adopted effective 2/17/09 making the
above changes to the NJ training deadlines.  Please deter-mine the deadline that pertains to you!

 The 3 links below will all take you to a vendor with approved courses. 

Insurance Study thru JH:

http://nltce.insurancestudy.com/home/main.asp?src=148   Vendor (Insurance Study) being offered by JH with a discount.  JH will also reimbursement course fees If you submit two pieces of business within 60 days of taking your training online.   

(FYI) JH is changing vendors as of 6/1/09.  The new vendor has not been announced.   Therefore if the producer takes the course with InsuranceStudy (current vendor) and is looking for the refund, it must be done before 6/1/09.

Sandi Kruise thru Genworth

http://www.kruise.com/genworth.asp  Vendor (Sandi Kruise) is being offered by Genworth with a discount. 

WebCE

http://www.webce.com/

Also Available Sandi Kruise www.kruise.com 

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  Vendor (WebCE)